The HomeTeam Budget Worksheet.

Your Budget


	Gross Income (include child support, alimony, interest, dividends, pension, disability, etc.)

	Payroll Deductions
	Taxes (Federal, State, etc.)
	Savings Plan (401k, 403b, credit union)
	Other (medical, dental, etc.)
	Total Deductions

	Net Income minus Deductions (This is essentially your "Take-Home" pay

	Expenses
	Personal Savings (pay yourselves first)
	Housing (rent, mortgage, homeowners Ins, and taxes)
	Utilities
	Home Maintenance (laundry, toiletries, upkeep)
	Transportation (purchase, lease, or public)
	Auto Upkeep (gas, insurance, license, etc.)
	Food (groceries + dining out)
	Clothes
	Health Care (Insurance, Prescriptions & out-of-pocket expenses)
	Entertainment (TV, movies, CD's, vacation)
	Debt Repayment (credit card, school, boat, etc.)
	Other Expenses (life insurance, child care, donations, education, and other miscellaneous)
	Total Expenses

	Net Income minus all Expenses

The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now. List your income and expenses in the calculator at the right.

This calculator is not inten-ded to take the place of a thoughtfully compiled and planned budget which your accountant can help you prepare - it is presented solely for your convenience and example.

To move between fields (boxes), either tab or mouse-click; you can then proceed to input your amounts. When all income and expenses have been entered just click in the "Net Income" box at the bottom of the form and the form will automatically cal-culate the totals.

Print using the "printer" icon above the form. A "pop-up" calculator is also there for your convenience.

Disclaimer: This form has been tested and the math calculations are believed accu-rate. However, since entries will be made by others, the results cannot be guaranteed by RE/MAX Valley Real Estate, its agents, or assigns.